NHS Pension – 24-hour Retirement for Dentists

Are you a dentist and do you want to access your NHS Pension? Since your NHS contract number and active performer number are directly linked to your NHS pension, if you are the only provider, your NHS contract will expire when you “retire.”

You may be considering or in the process of selling your practice and want to know how to keep your NHS pension. You may be able to take a non-permanent retirement for a period of 24 hours.
We can assist. We have a team of specialist dental solicitors who can advise you.

For more information about our healthcare legal services please call us on +44 (0)20 3475 6751 or email

How do I access my NHS pension?

If you are still in NHS employment you must submit a retirement benefits claim form (AW8) to the NHS pensions department. This includes if you opted out of the scheme, achieved maximum membership or maximum pensionable age but remained in NHS employment. If you are no longer in NHS employment you should complete a Deferred benefits claim form (AW8P). There are some exceptions to these rules, please get in touch with the team here at Carter Bond Solicitors to discuss more.

What is a 24 Hour Retirement?

The 24 Hour Retirement process enables NHS dentists with GDS / PDS contract’s to access their pension benefits without subjecting the contract to termination. Practitioners return to their contract as normal following successful completion of the process and release of their lump sum / monthly payments. The process involves creating either a temporary or indefinite partnership with another GDC registered dentist.

Can I do a 24 Hour Retirement if my NHS Contract is in the name of my limited company?

This is possible but the approach made to your NHS Local Area Team is slightly different. This process involves amendments to Companies House by way of adding the incoming partner who will protect the incorporated contract from termination while the pensions team process your AW8 Form.

How long does it take to do a 24 Hour Retirement?

If you wish to complete this process using the temporary partnership method then the timescales are between 3 – 4 months. If you wish to continue in partnership with the incoming partner following successful completion, the timescales are between 4.5 – 6 months due to necessary CQC involvement.

Do I need to tell the Care Quality Commission of my intention to action a 24 Hour Retirement?

There is no need to inform the CQC if you are actioning the process by way of temporary partnership. This is because we prepare the retirement in advance to occur over a weekend to avoid any patient disruption. If you wish to continue indefinitely in partnership following successful completion of the retirement for whatever reason, the partnership will need to be registered with the CQC before your NHS Local Area Team will give you the green-light too proceed.


Kate Beech

Partner, Corporate Commercial

t: +44 020 3093 0872
m: +44 07908 078 025

Paul Harris

Senior Associate Solicitor

t: +44 020 3093 0873

Connor Bryan

Senior Paralegal

t: +44 020 3089 8471


We have completed £750m worth of pharmacy, dental, care home and nursery transactions.

Partner Led

Unlike many law firms when we say partner or barrister led, we mean partner or barrister led. When clients work with us, they get constant access to the lead on their instruction. Yes, we have a team of solicitors and juniors for some of the groundwork and necessary research required by our clients, but this is when it makes financial sense to the client for us to do this. We provide constant contact at no extra cost as part of our service as most of our lawyers have their own business, so they know first-hand how important having a proactive, responsible and trusted partner on their side can be. And also how to work to a financial budget, and the way that legal decisions impact the wider organisation, which often requires balancing risks and competing interests.

Proactive Contact

Many ask us ‘what’s different about you?’ and we like to reply, ‘because we go the extra mile’. We see our work as building and maintaining good business relationships rather than just earning fees. How we do this is by keeping in constant contact with our clients and intermediaries. From pre to post instruction we ensure that our clients are informed of all legal issues that may impact their business and therefore lives. That is why we provide daily or weekly updates to ALL of our clients whether there is anything to tell them or not (we don’t charge for this we just see it as part of our service). We like our clients to rest peacefully knowing that when we are instructed, and we say ‘we will take it from here’ they know we mean it.

City quality, outer City fees

The world is changing, and many individuals are realising that lifestyle is as vital to them as is income. We are the lucky ones who can hand pick lawyers who can provide the best quality advice but at outer city costs. Our offices are in North West London which may not be the most salubrious in the market but at the same time this allows us to charge our clients for what they pay for, our advice NOT our office space.

ALL our lawyers have previously worked in large city-based law firms and continue to practise and offer  the same high level service  they provided to clients in the City but without the pressure and demands often dictated by City law firm. This allows us to be competitive on our fees without compromising our service.

All in all, our clients win, which is the way we like it.

Our knowledge and resources are yours

All our clients benefit from the same high level of care and attention whether the instruction is big or small. At the outset of each matter, we discuss the entire process with our clients, including the costs, potential outcomes and issues associated. This is to ensure clients are fully aware, knowledgeable and are in control always. Supporting and ensuring we provide the highest level of services, we offer our constant contact process with the partner or barrister leading  your file, a document log in for matters which are for larger and more complicated instructions and on-going support post transaction should our clients require it. Our aim is not just to get the work done, but to make our clients’ lives easier as we do it, which is why we ensure that our clients have regular access to the resources they need from us.


“5 Stars.”

Kunal Thakker, Tooth Doctor (UK) LTD
Kunal Thakker,

“Efficient, proactive and professional!”

Sophie Willcox, Christie & Co
Sophie Willcox,

“From buying a chemist, selling a chemist, and buying properties, they have always given five star service.”

Chandrakant Patel, Bhudia Limited
Chandrakant Patel,

“5 Stars!”

Dervis Gurol, Sussex Pharmacies Limited
Dervis Gurol,

“Very diligent and responsive.”

Andy Harwood, Pharmacy Seekers
Andy Harwood,

“This is a firm that walks with you and holds your hand all through the process. Get an answer to any queries at anytime!”

Anthony Fatusin, Antonees Limited
Anthony Fatusin,

“Their knowledge about the pharmacy market was profoundly demonstrated.”

Tasawer Swindon, Bradford University
Tasawer Swindon,

“Incredibly well sourced.”

Smita Raval, SVR Investment (Holdings) Ltd.
Smita Raval,

“Great work by Reena and her team to turn around a dental practice purchase in 7 days under challenging circumstances.”

Chetan Mistry, Mola Healthcare Limited
Chetan Mistry,

“The team at Carter Bond operate ethically, efficiently and they work around the clock to make your goals, their goals.”

Shaz Memon Digimax Dental
Shaz Memon
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